What does charge-for-net solve?

It finds how large the customer charge must be so that after percent and fixed fees you keep the net amount you entered.

Does this include currency conversion or international cards?

No. Add those as a higher percent fee if your pricing page lists them, or model them outside this worksheet.

Is this financial advice from Stripe?

No. It is an educational fee arithmetic tool. Confirm payouts in your Stripe Dashboard.

Free Calculators Hub

Stripe Fee Calculator

Model percent-plus-fixed processing fees—or gross up a charge so you keep the net you need.

Percent + fixed fee

Gross-up to target net

Effective fee %

Educational payment-fee worksheet: percent of charge plus fixed fee, with an optional gross-up mode so net payout matches a target. Rates are user-entered; not a live Stripe quote.

Limitation: Educational fee arithmetic only—not a Stripe quote, payout guarantee, or tax advice.

Jump to calculator · Sources & review

Free Calculators HubStripe Fee Calculator

CurrencySolve forFees from a known charge, or the charge needed to keep a target net.AmountCharge amount, or desired net payout when grossing up.Percent feeIllustrative US online default 2.9%—replace with your Stripe pricing page.Fixed fee per chargeIllustrative default $0.30—replace with your contract terms.

How to Estimate Stripe-Style Fees

Copy fee terms from your Stripe pricing or dashboard, then choose whether you know the charge or the net you want to keep.

Choose a display currency.

Defaults are illustrative

2.9% + $0.30 is a common US online example only. Local and product-specific Stripe rates differ—overwrite the fields.

What the Fee Total Means

Total fees are the percent of the modeled charge plus the fixed fee. Net payout is charge minus those fees. Effective fee percent is total fees ÷ charge.

Stripe Fee Examples

$100 charge at 2.9% + $0.30

Scenario inputs

amount:100

percentFee:2.9

fixedFee:0.3

mode:fees-from-charge

Worksheet result

$3.20 fees; $96.80 net

2.90 + 0.30 = 3.20; 100 − 3.20 = 96.80.

Gross up to keep $100 net

Scenario inputs

amount:100

percentFee:2.9

fixedFee:0.3

mode:charge-for-net

Worksheet result

$103.30 charge; $3.30 fees; $100.00 net

charge = (100 + 0.30) / (1 − 0.029) ≈ 103.30 after cent rounding.

Compare modes

Use fees-from-charge for receipts; use charge-for-net when pricing a product to a target take-home.

Frequently Asked Questions

Not necessarily. They are illustrative US online defaults. Replace them with the rates shown for your country, card type, and Stripe product.

Still have questions about this calculation?

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Stripe Fee Formulas

Planning arithmetic with user-entered processor terms.

Formula

chargeAmount × percentFee / 100

Percent fee

chargeAmount × percentFee / 100

Total fees

percentFeeAmount + fixedFee

Net payout

chargeAmount − totalFees

Gross-up charge

(desiredNet + fixedFee) / (1 − percentFee/100)

Scientific Background

Assumptions: single charge, user-entered percent and fixed fee, no FX markup. Limitations: not live Stripe pricing, no Connect application fees, no dispute or Radar costs. Stripe pricing pages are contextual sources only.

Sources & review

Stripe Fee Calculator documents the references behind its formulas and assumptions. Always treat results as educational estimates, not personalized professional advice.

Last reviewed

August 2, 2026

Reference
stripe.com
https://stripe.com/pricing
Consumer financial tools
Consumer Financial Protection Bureau (CFPB)
https://www.consumerfinance.gov/ask-cfpb/what-is-a-convenience-fee-en-2129/
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