Terms of Service

• •By accessing and using Calculator Hub ("the Service"), you agree to be bound by these Terms of Service.
• •If you do not agree to these terms, please do not use our Service.
• •We may update these terms at any time. Continued use after changes constitutes acceptance.

• •Free Access: All calculators are provided free of charge for personal and commercial use.
• •Accuracy: While we strive for accuracy, calculators are provided "as is" without warranties.
• •Responsibility: You are responsible for verifying results and making your own decisions.
• •Legal Compliance: You must use the Service in compliance with all applicable laws.

• •All content, features, and functionality are owned by Calculator Hub and protected by copyright laws.
• •You may not copy, modify, distribute, or reverse engineer any part of the Service without permission.
• •You retain ownership of any data you input into the calculators.
• •By submitting feedback or suggestions, you grant us the right to use them without compensation.

• •Use the Service for any illegal or unauthorized purpose
• •Attempt to breach or test the vulnerability of our systems
• •Interfere with or disrupt the Service or servers
• •Use automated systems or software to extract data (scraping)
• •Transmit viruses, malware, or any destructive code
• •Impersonate or misrepresent your affiliation with any person or entity
• •Use the Service to harm minors in any way

• •Medical Disclaimer: Health calculators are for informational purposes only and do not replace professional medical advice.
• •Financial Disclaimer: Financial calculators are educational tools and do not constitute financial advice.
• •No Warranties: The Service is provided "as is" without warranties of any kind, express or implied.
• •Accuracy: We do not guarantee the accuracy, completeness, or usefulness of any information.

You agree to defend, indemnify, and hold harmless Calculator Hub, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of the Service.

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will cease immediately.

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.