How Wallet Profit Worksheets Stay Honest
Educational wallet P/L: profit = value − basis; % = profit ÷ basis when basis > 0. Not a live portfolio sync.
Free Calculator Hub Editorial Team
8 min read

How Wallet Profit Worksheets Stay Honest
Educational wallet P/L: profit = value − basis; % = profit ÷ basis when basis > 0. Not a live portfolio sync. This article walks through the arithmetic without pretending the worksheet is a live quote.
Educational only
Educational worksheet only—not portfolio advice. Enter totals you trust; this page does not sync wallets or exchanges.
The Question a Worksheet Can Answer
profitLoss = currentValue − costBasis. Percent is undefined when basis is zero.
Inputs Worth Labeling
Practical habits
- Choose a display currency.
- Enter total cost basis.
- Enter current mark-to-market value.
- Review profit/loss and percent change.
Formulas
- Profit/loss: currentValue − costBasis
- P/L percent: profitLoss ÷ costBasis × 100
Common Mistakes
Treating blog tips as live rates, mixing currencies, and comparing scenarios with different horizons. Keep labels explicit.