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Short-Term Capital Gains Tax Calculator

See how Tax Year 2026 ordinary brackets tax gains on assets held one year or less—and the incremental tax those gains add.

Ordinary-rate treatment
Incremental tax view
TY2026 brackets

Treats short-term capital gains as ordinary taxable income under TY2026 brackets and shows the incremental tax. Educational only.

Limitation: Educational estimate for U.S.

Jump to calculator · Sources & review

Free Calculators HubShort-Term Capital Gains Tax Calculator

How to Estimate STCG Tax Impact

Compare tax with and without short-term gains.

1

Choose filing status.

Holding period matters

Assets held more than one year generally qualify for preferential LTCG rates instead.

What the STCG Result Means

Incremental ordinary federal income tax from adding STCG to taxable income.

STCG Examples

Single +$10,000 STCG

Scenario inputs

filingStatus:single
ordinaryTaxableIncome:40000
shortTermCapitalGains:10000

Incremental tax

$1,200 incremental

Compares tax at $40,000 ($4,552) vs $50,000 ($5,752) taxable income.

Zero gains

Scenario inputs

filingStatus:single
ordinaryTaxableIncome:40000
shortTermCapitalGains:0

Incremental tax

$0 incremental

No short-term gains means no incremental tax.

Crosses a bracket

Scenario inputs

filingStatus:single
ordinaryTaxableIncome:48000
shortTermCapitalGains:5000

Incremental tax

Mixed 12%/22% dollars

Part of the gain may sit in a higher ordinary bracket.

Educational estimate

Net short-term losses can offset gains before this incremental view.

Frequently Asked Questions

Generally no—short-term gains use ordinary rates.

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Short-Term Gains Formula

STCG uses the same ordinary schedules as wages after deductions.

Formula

tax​(​ordinary ​+​ STCG​)​ − tax​(​ordinary​)​

Scientific Background

Assumptions: positive STCG added to ordinary taxable income. Limitations: NIIT, state tax, and loss netting omitted. Sources: https://www.irs.gov/pub/irs-drop/rp-25-32.pdf; https://www.irs.gov/taxtopics/tc409.

Sources & review

Short-Term Capital Gains Tax Calculator documents the references behind its formulas and assumptions. Always treat results as educational estimates, not personalized professional advice.

Last reviewed

July 22, 2026

See our methodology and corrections policy.