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FICA Tax Calculator

Break down employee Social Security and Medicare for Tax Year 2026—including the wage base and Additional Medicare Tax.

$184,500 wage base
SS + Medicare split
Additional Medicare

Employee FICA estimate with TY2026 wage base $184,500, Medicare 1.45%, and Additional Medicare 0.9% above thresholds. Educational only.

Limitation: Educational estimate for U.S.

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How to Estimate Employee FICA

Enter annual wages for one employee scenario.

1

Select filing status for the Additional Medicare threshold model.

Aliases for SS and Medicare

/social-security-tax-calculator and /medicare-tax-calculator redirect here to avoid three near-duplicate pages.

What FICA Results Mean

Employee share only. Employer match is not included. Employer withholding of Additional Medicare begins at $200,000 of wages regardless of filing status in real payroll—see IRS Topic 751.

FICA Examples

$100,000 wages

Scenario inputs

filingStatus:single
annualWages:100000
priorSocialSecurityWages:0

Primary result

$7,650 total

$6,200 Social Security + $1,450 Medicare.

$250,000 single

Scenario inputs

filingStatus:single
annualWages:250000
priorSocialSecurityWages:0

Primary result

SS capped + Medicare + $450 Additional

Additional Medicare on $50,000 above the $200,000 threshold.

Educational estimate

Confirm with IRS.gov or a qualified professional before filing or changing payroll elections.

Frequently Asked Questions

One page shows both components without thin duplicate URLs.

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Employee FICA Formulas

TY2026 employee payroll tax rates.

Formula

0.062 ​×​ min​(​wages, 184500 − priorSSWages​)​

Social Security

0.062 ​×​ min​(​wages, 184500 − priorSSWages​)​

Medicare

0.0145 ​×​ wages

Additional Medicare

0.009 ​×​ max​(​0, wages − threshold​)​

Scientific Background

Assumptions: employee share; TY2026 wage base $184,500; Additional Medicare by filing-status threshold on annual wages. Limitations: employer match, multi-employer withholding quirks, and tips aggregation not modeled. Sources: https://www.irs.gov/taxtopics/tc751 and SSA wage-base determination for 2026 cited in content for context.

Sources & review

FICA Tax Calculator documents the references behind its formulas and assumptions. Always treat results as educational estimates, not personalized professional advice.

Last reviewed

July 22, 2026

See our methodology and corrections policy.