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Earned Income Tax Credit Calculator
Educational TY2026 EITC estimate from earned income, AGI, filing status, qualifying children, and the $12,200 investment-income limit.
Limitation: Educational estimate for U.S.
How to Estimate EITC
Match IRS parameters for your filing status and child count.
Choose filing status.
Tables beat formulas for filing
IRS Form 1040 instructions publish the official credit tables—use them to confirm.
What the EITC Result Means
Educational refundable credit estimate; not an IRS eligibility determination.
EITC Examples
Max credit, three children
Scenario inputs
Estimated EITC
TY2026 maximum for three or more qualifying children.
Investment income disqualification
Scenario inputs
Estimated EITC
Over the $12,200 investment-income limit.
Phaseout region
Scenario inputs
Estimated EITC
Above the $23,890 non-joint phaseout threshold.
Educational estimate
Confirm with the IRS EITC Assistant or Form 1040 instructions.
Frequently Asked Questions
Still have questions about this calculation?
Try the CalculatorTY2026 EITC Formulas
Rev. Proc. 2025-32 §4.06 parameters with statutory credit rates.
Formula
Phase-in
min(maxCredit, earnedIncome × creditRate)
Phaseout
max(0, maxCredit − (max(AGI, earnedIncome) − threshold) × phaseoutRate)
Investment income gate
credit = 0 if investment income > $12,200
Scientific Background
Assumptions: simplified phase-in/phaseout without Form 1040 table rounding. Limitations: separated-spouse special rules, age tests for childless EITC, and disallowance rules omitted. Sources: https://www.irs.gov/pub/irs-drop/rp-25-32.pdf ; https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit-eitc
Sources & review
Earned Income Tax Credit Calculator documents the references behind its formulas and assumptions. Always treat results as educational estimates, not personalized professional advice.
Last reviewed
July 22, 2026
IRS digital assets / tax reference
Internal Revenue Service (IRS)
https://www.irs.gov/pub/irs-drop/rp-25-32.pdfIRS digital assets / tax reference
Internal Revenue Service (IRS)
https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit-eitcFree Calculator Hub methodology
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