Should I use a pain-and-suffering multiplier?

This tool does not recommend multipliers. Enter a general-damages amount only if you are deliberately modeling one.

Is comparative fault the same everywhere?

No. Fault rules differ by jurisdiction. Enter a percentage only as a scenario assumption.

Where can I find legal aid information?

USA.gov publishes directories for affordable legal aid. This site does not provide attorney referrals for your case.

Free Calculators Hub

Car Accident Settlement Calculator

Organize economic and general damages, then apply a fault share and prior payments—without pretending to value a claim.

Economic + general damages

Fault adjustment

Prior payments netting

Educational worksheet that totals economic and general damages, adjusts for user-entered fault percent, and subtracts prior payments. Not a settlement prediction or legal advice.

Limitation: Educational arithmetic only.

Jump to calculator · Sources & review

Free Calculators HubCar Accident Settlement Calculator

CurrencyMedical costsBills and out-of-pocket medical expenses you attribute to the incident.Lost wagesIncome you estimate was lost due to the incident.Property damageVehicle or other property repair/replacement estimates you enter.Other economic lossesAdditional documented out-of-pocket costs for this scenario.General damages (user-entered)Non-economic amount you choose to model—not a recommended multiplier or verdict forecast.Your fault share (%)Comparative-fault percentage you assume for this scenario (0–100).Prior payments receivedInsurance or other payments already received that you want to subtract.

How to Build a Settlement Worksheet

Enter only amounts you can support with your own records for this scenario.

Enter medical costs, lost wages, property damage, and other economic losses.

Keep legal and insurance questions separate

Use this sheet to organize numbers for discussion with counsel or an insurer. It does not decide liability or coverage.

What the Net Recovery Worksheet Means

The primary result is a modeled net after fault and prior payments. It is not an offer, demand, or court award.

Settlement Worksheet Examples

Fault-adjusted scenario

Entered damages scenario

medicalCosts:10000

lostWages:5000

propertyDamage:3000

otherEconomicLosses:2000

generalDamages:20000

faultPercent:20

priorPaymentsReceived:4000

Estimated net recovery (worksheet)

28,000 estimated net recovery (worksheet)

Economic 20,000 + general 20,000 = 40,000 gross; 20% fault leaves 32,000; minus 4,000 prior payments = 28,000.

Prior payments exceed after-fault total

Entered damages scenario

medicalCosts:1000

lostWages:0

propertyDamage:0

otherEconomicLosses:0

generalDamages:0

faultPercent:0

priorPaymentsReceived:5000

Estimated net recovery (worksheet)

0 estimated net recovery (worksheet)

After subtracting prior payments the worksheet floors at zero.

Document every line

Keep invoices and wage records aligned with each input so the worksheet stays useful in a real conversation.

Frequently Asked Questions

No. It only rearranges numbers you enter. Case value depends on facts, law, and negotiation.

Still have questions about this calculation?

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Settlement Worksheet Formulas

No jurisdiction tables, policy limits, or attorney-fee models are embedded.

Formula

medical + lost wages + property + other economic

Total economic losses

medical + lost wages + property + other economic

Gross damages

total economic + general damages

After fault adjustment

gross × (1 − fault percent / 100)

Estimated net recovery

max(0, after fault − prior payments)

Scientific Background

Assumptions: user-entered amounts and a linear fault percentage. Limitations: real claims involve liability disputes, medical causation, policy limits, liens, attorney fees, and local law not modeled here. Official consumer legal-aid directories are listed on USA.gov.

Sources & review

Car Accident Settlement Calculator documents the references behind its formulas and assumptions. Always treat results as educational estimates, not personalized professional advice.

Last reviewed

July 22, 2026

Reference
usa.gov
https://www.usa.gov/legal-aid
Reference
usa.gov
https://www.usa.gov/courts

See our methodology and corrections policy.